KISAN RIN PORTAL

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Picture Courtesy: kisansamadhan.com

Context: The Kisan Rin Portal was launched recently, it is a digital platform aimed at helping farmers avail subsidised loans under the Kisan Credit Card (KCC) scheme. The launch event was attended by the Union Finance Minister and Union Agriculture Minister.

Key Highlights about the Kisan Rin Portal and related initiatives:

• Objective: The primary objective of the Kisan Rin Portal is to make it easier for farmers to access subsidised credit through the Kisan Credit Card scheme. The KCC scheme provides farmers with affordable credit to meet their agricultural and related financial needs.
• Comprehensive Information: The Kisan Rin digital platform provides a comprehensive view of farmer data, including details about loan disbursements, interest subvention claims, and the progress of scheme utilization. This means that farmers and relevant authorities can access and track important information related to KCC loans on a single platform.
  • The Kisan Credit Card is a government-backed scheme that provides farmers with a credit facility to meet their agricultural expenses, including crop production, post-harvest expenses, and even consumption needs. These loans are typically provided at a subsidized interest rate.
• Seamless Integration with Banks: The portal aims to facilitate seamless integration with banks, making the process of availing credit more efficient. This integration can lead to quicker loan processing and disbursement for farmers.
• Campaign and Manual Launch: In addition to the Kisan Rin Portal, a door-to-door KCC campaign was also launched. This campaign likely involved reaching out to farmers directly to inform them about the benefits of the KCC scheme and how to access it.
  • A manual for the Weather Information Network Data Systems (WINDS) portal was launched. This manual would help users understand and utilize the WINDS portal, which could be related to weather information and its impact on agriculture.

Summary

• The Kisan Rin Portal is a digital platform that aims to streamline the process of availing subsidised loans under the Kisan Credit Card scheme for farmers in India. It provides comprehensive information and integration with banks, making it easier for farmers to access credit and manage their financial needs in agriculture. The launch event also included the initiation of a KCC campaign and the release of a manual for the WINDS portal.

Must Read Articles:

Kisan Credit Card: https://www.iasgyan.in/daily-current-affairs/kisan-credit-card

https://www.moneycontrol.com/news/india/kisan-rin-portal-to-be-launched-on-september-19-11389141.html