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GS PAPER III: Indian Economy and issues relating to Planning, Mobilization of Resources, Growth, Development and Employment.
Context: In its semi-annual financial stability report, RBI said that the bad loan ratio of banks could rise to 13.5% under the baseline stress scenario by September 2021.
What is a Non-Performing Asset?
NPA is categorized into the following sub-categories:
Standard Assets
Sub-Standard Assets
Doubtful Debts
Loss Assets
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